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Student Loans, Employment Readiness, and Labor Market Outcomes

Hull, T., Krishnan, K., & Rhodes, J. Journal of Applied Business and Economics. (2023-12-14)

Background

Authors study whether student debt impacts individuals’ ability to adequately prepare for the labor market. Using no-loans financial aid policies as an exogenous shock to student loans, we find that student loans negatively impact students’ ability to have an internship that is related to the student’s chosen major.